Country Risk Reports

  Summary

D& B Country RiskLine reports provide expanded economic, political and commercial analysis essential to minimising the risks associated with foreign trade. Each of the 131 Country Risk Reports provide the following data elements:

		D&B Country Risk Indicator - a unique and comparative cross-border assessment of country business risk.
		Usual Terms - recommended and minimum credit terms and changes in trading regulations.
		Transfer Situation - current payment delays, foreign exchange reserves and import cover.
		Exchange Rate - graph of exchanges rates covering a six month period and table of local exchange rate against four major currencies.
		Import Cover -graph of import cover.
		Economic Indicators -key economic indicators covering three years of historical data and a two-year forecast.
		Export Credit Agencies - a listing of currently available export credit insurance.
		Risk Factor - a concise textual analysis of a country's current political, economic and trading conditions.

		Minimum Terms The least stringent means of payment deemed necessary by D&B for an exporter to secure payment with a high degree of confidence.
		Recommended Terms D&B’s recommended means of payment. The use of recommended terms, which are generally more stringent than minimum terms, is appropriate when a customer’s payment performance cannot be easily assessed or when an exporter may wish to limit the risk associated with a transaction made on minimum terms.
		Usual Terms Normal period of credit associated with transactions with companies in the stated country.
		Local Delays The time taken beyond agreed terms for a customer to deposit money in their local bank as payment for imports.
		FX/Bank Delays The average time between the placement of payment by the importer in the local banking system and the receipt of funds by the exporter. Such delays may be dependent on foreign exchange controls, foreign exchange availability and the efficiency of the local banking system.
		Import Cover The amount of foreign exchange a country has in relation to the average monthly value of imported goods and services. Only liquid foreign exchange reserves from which a country can service its import requirements are included in this calculation.
		Exchange Rates How much each unit of a particular currency is worth in relation to another.

		Political risk -Internal and external security situation, policy competency and consistency, and other such factors that determine whether a country fosters an enabling business environment;
		Commercial risk -the sanctity of contract, judicial competence, regulatory transparency, degree of systemic corruption, and other such factors that determine whether the business environment facilitates the conduct of commercial transactions;
		Macroeconomic risk -the inflation rate, fiscal deficit, money supply growth and all such macroeconomic factors which determine whether a country is able to deliver sustainable economic growth and a commensurate expansion in business opportunities;
		External risk -the current account balance, capital flows, foreign exchange reserves, size of external debt and all such factors that determine whether a country can generate enough foreign exchange to meet its trade and foreign investment liabilities.